Feb 15 2009
Here is another example of how knowing how to use the judicial system to your advantage is crucial in keeping your house and modifying your loan. Learn how to use judicial discretion to beat the bank and save your home. Discover more at www.ForeclosureDefenseSecrets.com.
Feb 08 2009
This is only one of hundreds of tips that you can use to stop the bank from foreclosing your home. Learn more at www.ForeclosureDefenseSecrets.com.
Feb 01 2009
If you are faced with the reality that you will be unable to make anymore payments under the obligations of your current mortgage, do not think that you need to move out of your home anytime soon. Aside from the numerous ways that you are able to fight a foreclosure through the legal system, even if the bank is able to foreclose your property with no impediments whatsoever, it can be over a year before the bank forces you to vacate the property. There is no reason to leave any sooner. Of course, with the knowledge gained by reading Foreclosure Defense Secrets, you can stall the foreclosure and live in your house payment free for up to five years. Learn more at www.ForeclosureDefenseSecrets.com.
Jan 25 2009
Facing the possibility of mortgage foreclosure can be overwhelming, especially if you are unsure of exactly what you should be doing and another party comes in trying to take advantage of that fact. Dont get taken advantage of by “white knights” who tell you that they can save your property for a price. Dont lose your home to the bank or to anyone else. Learn the technique to defend yourself from foreclosure and save your home without exposing yourself to the risk of being taken for everything. Educate yourself at www.ForeclosureDefenseSecrets.com.
Jan 18 2009
How you attack the bank’s case and how you defend yourself from foreclosure depends mainly on what stage of the foreclosure you are facing. Cleary, the earlier you take action the better off you are because you have more options to take advantage of. However, there are appropiate measures of defense for each stage of the foreclosure action.
If you have just missed your first mortgage payment, or you expect to miss one soon, you have the advantage of being able to work the deed recording system and avoid the damage to your credit and risk of deficiency judgment by preventing a foreclosure judgment from being entered against you. If you have already been served with a foreclosure complaint but have not yet been defaulted, you have the opportunity to stall the foreclosure action with various motions and other court filings. Even if a foreclosure judgment has already been entered against you, you have the option of having that judgment vacated and stoping the sale of your property.
No matter what stage of the foreclosure action you are faced with, there is an appropriate course of action to take in order to protect yourself from the insult and injury of a foreclosure judgment. Discover more about how to defend yourself from foreclosure at www.ForeclosureDefenseSecrets.com.
Jan 12 2009
The moratoriums issued by the banks and the government did very little to solve the mortgage foreclosure crisis. 2009 looks to be even worse than 2008. No one is coming to the rescue. If you want to keep your home and avoid foreclosure, you will need to take matters into your own hands. Learn more at www.ForeclosureDefenseSecrets.com.
Dec 30 2008
With any crisis come those looters that prey on the victims and make the situation worse. Dont allow yourself to become another statistic. Dont allow people who claim to be able to help you take your last dollar and add insult to the injury of foreclosure. Take matters into your own hands and defend yourself against foreclosure with the methods described at www.ForeclosureDefenseSecrets.com.
Dec 24 2008
With Christmas upon us, many banks have been feeling the giving spirit and putting files on hold as to protect themselves from damaging publicity and to buy some more time to complete loss mitigation at a time when they are short handed due to a mass number of employees taking holiday vacations. This time has quickly come to an end.
If you have missed a mortgage payment and are thinking that the banks have forgotten about you or that they are willing to put the file on hold for as long as it takes to complete loss mitigation, you are sorely mistaken. Come February, all of these files will be coming off of hold and the banks will soon be giving my firm the orders to speed up the process and complete the foreclosure as quickly as possible.
Experts in the field have already predicted more foreclosures in the first half of 2009 than we saw in the first half of 2008. We are not at the beginning of the end of the mortgage crisis, we are merely at the end of the beginning. There are plenty more foreclosures to come, and you or someone you know will surely be affected by this foreclosure epidemic.
The only way to prevent becoming a victim of the spreading plague of foreclosures is by defending yourself and the best way to defend yourself is with knowledge of the system. Educate yourself at www.ForeclosureDefenseSecrets.com.
Dec 21 2008
For more on how to successfully defend yourself against foreclosure, visit www.ForeclosureDefenseSecrets.com.
Dec 19 2008
This past May, an administrative order was passed in Palm Beach County that provided a new procedure to encourage the working out of defaulted loans. Institutional mortgagees must now provide the name, address, telephone number, and fax number of the office of the plaintiff’s representative who has the authority to re-work or otherwise modify the existing loan, along with the total amount due, at the time they file the complaint.
The requirement immediately opens the lines of communication and solves the problem of the borrower not being able to get ahold of anyone at the bank. Those parties that who wish to resolve their matter and get back on track have the ability to exchange information and can request a mediator to finalize any pending issues. For homestead debtors, this is a great opportunity the matter effectively and efficiently.
However, mediation only works with parties that are open minded to consider alternative choices to the pending situation. If the banks are unwilling to renegotiate their loans in situations where the debtor wants to pay but cannot, there is no room for negotiation. In these situations, you need to force the bank to negotiate by using the legal system to your advantage. Find out how at www.ForeclosureDefenseSecrets.com.